Terms & Conditions

Welcome to Specialty Technical Publishers (STP), a company that provides publications covering commentary, interpretation and application of rules and regulations in a variety of industries and professions including the Accounting, Business, Consulting, Insurance and Legal professions as well as the Environmental, Health and Safety, Transportation and Medical sectors. The publications provide insight and solutions for professionals and managers.

PLEASE READ THESE TERMS OF USE ("TERMS") CAREFULLY BEFORE USING THIS SITE.

These Terms create a legally binding contract between you and STP (the Company), located at Suite 306, 267 West Esplanade, North Vancouver, BC. Use of STP's site by you is conditional upon your acceptance of the Terms and Conditions set out below.

BY ACCESSING AND USING THE SERVICES IN ANY WAY, YOU AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE WARRANTY DISCLAIMERS, LIMITATIONS OF LIABILITY, AND TERMINATION PROVISIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS, DO NOT USE THE SERVICES OR THIS SITE AND EXIT NOW.

STP may update and change any or all of these Terms, including but not limited to the charges associated with the use of the Services. We will post any changes to these Terms, the updated Terms, at http://www.stpub.com/terms-conditions. The updated Terms will become effective and binding immediately. We encourage you to review these Terms periodically.

1. Description of the Services

STP provides users with access to a large collection of publications which may be accessible through any medium or device now known as the "Services". The Services to which you have access depends on the subscription plan that you choose. Your STP subscription will include the features that are described on the Company website for the publication to which you subscribe. The Services that are available may change from time to time, and the Company may choose to discontinue some or all of the Services, at its discretion.

You understand and agree that the Services may include certain communications from STP or its agents or partners, such as service announcements and administrative messages, and that these communications are considered part of your STP subscription and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current Services, including the release of new Company properties, shall be subject to these Terms.

2. Registration and Subscription

You can access the STP website and other websites without registering, but you must register to gain access to many of the Services. Your use of the Services is governed by these Terms regardless of whether or not you have registered.

To register, you must provide STP with certain information, including your name, a valid mailing address, an email address, payment information, and other information specified in the registration form ("Registration Data"). By registering, and in consideration of the use of the Services, you represent and warrant that:

  1. The Registration Data that you provide about yourself is true, accurate, current, and complete;
  2. You are at least 18 years of age;
  3. You will maintain and promptly update the Registration Data to keep it true, accurate, current and complete. 

You are responsible for the security of your username(s) and password(s) and for any use of your account. You must immediately notify us of any unauthorized use of your password or account.

By registering for, or accessing and using, the Services, you acknowledge receipt of, and signify your agreement to, the STP Privacy Policy, incorporated herein by reference.

3. Payment

Your STP subscription is billed upon your completion of the signup process. The subscription is an annual service and is automatically renewed and billed on successive billing dates.

Payment for additional fees such as consulting packages and migration fees are due at the start of the engagement with no refunds.

Payment for additional fees such as consulting packages and migration fees are due at the start of the engagement with no refunds.

Note: if you cancel your subscription, you will not have access to the Services after the effective date of your cancellation. STP may, in its sole discretion, delete all of your data and information immediately upon the effective date of cancellation.

4. STP's Proprietary Rights

The Services are based upon proprietary STP technology and include information, data, text, messages, software, sound, video, photographs, graphics, images, and tags ("Content"). The Content is protected by applicable intellectual property and other laws, including patent, trademark, and copyright laws. All Content and all intellectual property in the Content belongs to and is the property of STP or its licensors (if any). Without limiting the preceding sentence, STP owns and retains all copyrights in the individual web pages, components of web pages, and collective works available through the Services. The Content may not be copied, reproduced, modified, published, uploaded, posted, transmitted, performed, or distributed in any way, and you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, or create derivative works based on the Content or the Services, in whole or in part, by any means, except as expressly authorized in writing by STP. STP shall also own, and you assign, all right, title, and interest in and to any suggestions, ideas, enhancement requests, feedback, recommendations or other generalized information provided by you or any other party relating to us or pursuant to these Terms or in the course of your use of the Services.

STP and the STP logos, are trademarks and the property of STP. The appearance, layout, color scheme, and design of the STP website are protected trade rights. By consenting to the Terms you do not receive any right or license to use them in perpetuity. Upon the termination of any subscription all rights of use to trademarks expire as well.

5. Use and Limitations of Use

STP grants you a personal, non-transferable and non-exclusive right and license to use the Services that correspond to the subscription you have purchased, on these Terms. You are limited to the number of users described in the Subscription section of this agreement under the Product for which you subscribe.

Your license to use the Services is conditional upon your representations and warranties that:

  1. You will not (and will not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code;
  2. You will not sell, assign, sublicense, distribute, commercially exploit, grant a security interest in or otherwise transfer any right in, or make available to a third party, the Content or Services in any way;
  3. You will not "frame" or "mirror" any of its content in any other server or wireless or Internet-based device;
  4. You will not use or launch any automated system, including without limitation, "robots," "spiders," or "offline readers," that accesses the Services in a manner that sends more request messages to the STP servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser;
  5. You will not use the Services in any manner that could damage, disable, overburden, or impair any STP website or interfere with any other party's use and enjoyment of the Services;
  6. You will not modify software made available to you through the Services in any manner or form, nor use modified versions of the Services or software, including (without limitation) for the purpose of obtaining unauthorized access to the Services;
  7. You will not to access the Services by any means other than through the interface that is provided by STP for use in accessing the Services;
  8. You will not obtain or attempt to obtain any materials or information through any means that STP has not intentionally made available or provided; and
  9. You will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

Any unauthorized use of the Content or any Services may violate patent, copyright, trademark, and other laws. You agree to cooperate with STP to prevent any unauthorized copying of the Services or Content.

6. Termination

Your use of the Services is subject to and expressly conditioned on your compliance with these Terms. If you fail to comply with the Terms or any other guidelines and rules published by STP, we may terminate and/or suspend your access to any portion of the Services. Any such termination or suspension shall be in STP's sole discretion and may occur without prior notice, or any notice.

STP further reserves the right to terminate or suspend any user's access to the Services, or to terminate the Services in their entirety, for any reason or for no reason at all, in STP's sole discretion, without prior notice, and with no liability to you.

Upon termination, you shall immediately destroy any Content in your possession, if any, and cease use of the Services. Sections 4, 6, 7, 10, 11, 14, 15, 16, 17 and 18 of these Terms shall survive termination.

7. Flash Cookies

Some of the Services may offer, as an optional service, a cross-domain tracking feature that employs Adobe Local Shared Objects, also known as LSOs or Flash Cookies ("Flash Cookies"). If you elect to use this feature, all of the following provisions in this section shall apply:

You shall ensure that your practices with respect to the use of Flash Cookies are neither misleading nor deceptive in any respect. You therefore agree to include on your website a clear and conspicuous disclosure of your use of Flash Cookies, which shall, at minimum, be included in a prominently posted, legally compliant privacy policy and/or website terms of use: (i) explaining what a Flash Cookie is; (ii) alerting users that your website uses Flash Cookies to collect data pertaining to use of your website; (iii) disclosing that such anonymous data obtained via Flash Cookies may be shared with your service provider, and (iv) noting that web browsers may not permit end-users to block the use of Flash Cookies, and that browser settings that block conventional cookies may not affect Flash Cookies. We shall have the right, but not the obligation, to review all such disclosures from time to time and require modifications to ensure compliance with the provisions hereof.

We make no representations or warranties, express or implied, with respect to the current or future permissibility of Flash Cookies under applicable laws or regulations. It shall be your responsibility to ensure that use of Flash Cookies in connection with your website complies at all times with all applicable laws, regulations and privacy policies, and you shall immediately notify us if such use shall no longer be compliant. Either party shall have the right, on notice to the other party at any time and for any reason, to cause the implementation of Flash Cookies hereunder to be discontinued.

8. Training Services

STP offers additional services for its subscribers to provide training and publication expertise to help our subscribers succeed with their use of the publications. Fees for these services are included in your annual subscription fee.

9. Customer Support

Customer Support for your subscription is included in your annual subscription fee.

More details about support and additional support information are available for subscribers at www.stpub.com/support.

10. Use of Communications Services

The Services may include bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities that enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are appropriate and related to the particular Communication Service, as determined by STP in its sole discretion. By way of indication, and not as a limitation, you agree that when using a Communication Service, you will not:

  1. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  2. Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  3. Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  4. Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another person's computer.
  5.  Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  6. Conduct or forward surveys, contests, pyramid schemes or chain letters.
  7. Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  8. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  9. Restrict or inhibit any other user from using and enjoying the Communication Services.
  10. Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  11. Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  12. Violate any applicable laws or regulations.

We reserve the right to review materials posted to a Communication Service and to remove any materials in our sole discretion but undertake no obligation to monitor the Communication Service. We reserve the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

We reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in our sole discretion.

Always use caution when giving out any personally identifying information about any person in any Communication Service. We do not control or endorse the content, messages or information found in any Communication Service and, therefore, STP specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Communication Service managers and hosts are not our authorized representatives, and their views do not necessarily reflect our views.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

11. Customer Data Confidentiality

Confidential customer data is the property of the customer. STP will not use personally identifiable confidential data without prior customer consent. STP may use aggregate de-identified customer data and statistics for internal analysis and external marketing purposes.

The privacy of your information is paramount to us. We only use information you provide as permitted by our Privacy Policy and applicable law. You may review our Privacy Policy at the following link: http://www.stpub.com/disclaimer.

12. User Submitted Materials

STP, Inc. does not claim ownership of the materials you provide (other than suggestions, feedback and information relating to the Services as provided above) or post, upload, input or submit through the Services (collectively "Submissions") or works specifically created by STP for you. By posting, uploading, inputting, providing or submitting your Submission you are granting to us, our affiliated companies, and our sublicensees, permission to use your Submission in connection with the operation of our and their businesses. No compensation will be paid with respect to the use of your Submission. We are under no obligation to post or use any Submission you may provide and may remove any Submission at any time in our sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

13. Links To Third Party Sites

The Services may contain links to third-party websites ("Linked Sites"). The Linked Sites are not under our control and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. We are not responsible for webcasting or any other form of transmission received from any Linked Site. The Linked Sites are provided to you only as a convenience, and the inclusion of any Linked Site does not imply endorsement by us of the Linked Site or any association with its operators.

14. Disclaimers; Limitations of Liability

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE SERVICES. STP AND/OR OUR LICENSORS AND SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE SERVICES AT ANY TIME. ADVICE RECEIVED VIA THE SERVICES SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL, FINANCIAL OR ANY OTHER PROFESSIONAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

STP AND/OR OUR LICENSORS AND SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, SECURITY OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS (THE CONTENT) AVAILABLE THROUGH THE SERVICES FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. STP AND/OR OUR LICENSORS AND SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS OF ANY KIND WITH REGARD TO THIS CONTENT, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

STP TAKES COMMERCIALLY REASONABLE EFFORTS TO PROTECT THE PRIVACY AND SECURITY OF THE INFORMATION THAT YOU PROVIDE TO US OR THAT YOU COLLECT OR SUBMIT WHILE USING THE SERVICES. THE TRANSMISSION OF DATA OR INFORMATION (INCLUDING COMMUNICATIONS BY E-MAIL) OVER THE INTERNET OR OTHER PUBLICLY ACCESSIBLE NETWORKS IS NOT SECURE AND IS SUBJECT TO POSSIBLE LOSS, INTERCEPTION, OR ALTERATION WHILE IN TRANSIT. MOREOVER, BECAUSE NO SYSTEM CAN BE 100 PERCENT SECURE, WE DISCLAIM ALL WARRANTIES REGARDING THE SECURITY OF THE SERVICES. IN NO EVENT WILL WE BE LIABLE IN ANY WAY IF INFORMATION THAT YOU PROVIDE TO US OR COLLECT THROUGH THE SERVICES IS INADVERTENTLY RELEASED BY US OR ACCESSED BY THIRD PARTIES WITHOUT OUR AUTHORIZATION OR CONSENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STP AND/OR OUR LICENSORS OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SERVICES, WITH THE DELAY OR INABILITY TO USE THE SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY CONTENT OBTAINED THROUGH THE SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF STP OR ANY OF OUR SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF STP OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES.

IF, NOTWITHSTANDING THE OTHER TERMS OF THIS AGREEMENT, STP IS DETERMINED TO HAVE ANY LIABILITY TO YOU OR ANY THIRD PARTY FOR ANY LOSS, HARM OR DAMAGE, YOU AGREE THAT THE AGGREGATE LIABILITY OF STP AND ITS OFFICERS, DIRECTORS, MANAGERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS OR LICENSORS SHALL IN ALL CASES BE LIMITED TO THE LESSER OF FIVE THOUSAND DOLLARS ($5,000.00) OR THE TOTAL AMOUNTS ACTUALLY PAID BY YOU FOR THE SERVICES IN THE TWELVE MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM.

YOU UNDERSTAND AND AGREE THAT THE FOREGOING LIMITATION OF LIABILITY IS AN AGREED ALLOCATION OF RISK AND AN ESSENTIAL PART OF THIS AGREEMENT. YOU UNDERSTAND AND AGREE THAT ABSENT YOUR AGREEMENT TO THIS LIMITATION OF LIABILITY, STP WOULD NOT PROVIDE THE SERVICES TO YOU.

15. Indemnification

You agree to indemnify and hold STP (and its officers, directors, employees, agents, affiliates, contractors and licensors) harmless from any claim, costs, losses, damages, liabilities, judgments and expenses (including reasonable fees of attorneys and other professionals), arising out of or in connection with any claim, action or proceeding (any and all of which are "Claims") by a third party arising out of:

  1. Your use of the Services;
  2. Your noncompliance with or breach of any of these Terms;
  3. Your use of Flash Cookies, or
  4. The unauthorized use of the Services by any other person using your user information.

At STP's option, you shall assume control of the defense and settlement of any Claim subject to indemnification by you (provided that, in such event, STP may at any time thereafter elect to take over control of the defense and settlement of any such Claim, and in any event, you shall not settle any such Claim without STP's prior written consent).

16. General

To the maximum extent permitted by law, these Terms are governed by the laws of the U.S.A. and Canada and you hereby consent to the exclusive jurisdiction and venue of courts in these respective jurisdictions in all disputes arising out of or relating to the use of the Services. Use of the Services is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and STP as a result of these Terms or your use of the Services.

STP's provision of the Services is subject to existing laws and legal process, including our rights and obligations to cooperate and comply with governmental, court and law enforcement requests or requirements relating to your use of the Services or information provided to or gathered by us with respect to such use.

If any part of these Terms is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms shall continue in effect.

Unless otherwise expressly stated herein, these Terms constitute the entire agreement between you and us with respect to the Services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and STP with respect to the Services.

A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

17. Notice Of Copyright Claims

You should inform STP immediately of any notifications of claimed copyright infringement.

If you believe any materials accessible on or from the Services infringe your copyright, you may request removal of those materials (or access thereto) from the Services by contacting our copyright agent (identified below) and providing the following information:

  1. Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (e.g., URL) of an authorized version of the work.
  2. Identification of the material that you believe to be infringing and its location. Please describe the material, and provide us with its URL or any other pertinent information that will allow us to locate the material.
  3. Your name, address, telephone number and (if available) e-mail address.
  4. A statement that you have a good faith belief that the complained of use of the materials is not authorized by the copyright owner, its agent, or the law.
  5. A statement that the information that you have supplied is accurate, and indicating that "under penalty of perjury," you are the copyright owner or are authorized to act on the copyright owner's behalf.
  6. A signature or the electronic equivalent from the copyright holder or authorized representative.

Our agent for copyright issues relating to this web site is as follows:

Specialty Technical Publishers( STP)
2188 Yukon Street, Vancouver, BC, V5Y 3P1 
Attention: Steve Britten
Telephone: 604 983-3434
Fax: 604 983-3445
Email: info@STPub.com

In an effort to protect the rights of copyright owners, we maintain a policy for the termination, in appropriate circumstances, of subscribers to and account holders of STP who are repeat infringers.

18. Notices

The parties agree that any notices of a dispute or other communications addressed to us will be sent by certified or registered mail, return receipt requested to the contact address set forth on the contact page of the Services, and deemed delivered as of the date of signing of the return receipt or the first date of a refusal to sign.

More information: Call us at 1-800-251-0381